Through the Fourth Turning: Seizing the Next 100x Opportunity at the Crossroads of AI and Blockchain

Hello to all the future investors of Diamond Ridge Financial Academy!

I'm Charles Hanover, and I'm really glad to explore the wisdom and opportunities of investing with all of you during this time of significant changes. The global economy is currently unstable, policies are shifting fast, and asset prices are swinging wildly. Every investor is being pushed to face the big questions of this era. Only those who have a forward-looking mindset and a clear understanding of the trends can take control and catch real opportunities that belong to the future.

In tonight's class, we'll start by looking at the latest market moves, dive deep into the development of the AI industry, and discuss real strategies for investing in new tokens. I'll guide you on how to ride this wave of wealth transfer and take that big step toward true financial freedom.

Today, the UK stock market has stayed weak. The FTSE 100 was under pressure for most of the day. Even though it ended with a tiny 0.1% gain, the rebound had no real strength. Because of rising trade tensions between China and the U.S., stocks in engineering, exports and defence sectors got hit hard. This shows investors are very worried about future demand for UK manufacturing from outside the country. The European Central Bank cut interest rates for the third time this year, which was expected, but it also confirmed the region's economy is slowing down. Gold stocks dropped with the gold price, meaning even safe-haven money is moving around. Overall, the UK market is still stuck, hit by uncertainty in global trade, weak local demand and rising risk-off sentiment. The weak structure hasn't shown any signs of a solid comeback yet.

Across the Atlantic, the U.S. stock market isn't doing much better. The S&P 500 and Nasdaq tried to bounce back a little, but overall, the market is still under pressure. The Dow dropped over 500 points during the day, showing deep concerns about the economy and policy uncertainty. Fed Chair Jerome Powell said tariffs were pushing inflation higher, and then Trump publicly told him to step down. This made people even more nervous about the Fed's independence.

On the earnings side, UnitedHealth tanked over 20%, dragging down the whole healthcare sector. News about NVIDIA facing export restrictions is still spreading, so tech stocks are having a hard time recovering. Even though there were some "positive signs" from the U.S.-Japan trade talks, the uncertainty around tariffs still makes it hard for companies to plan. The capital market is now going through a major revaluation.

Even though the U.S. stock market has been dropping hard for the past two months and has pulled down global markets with it, a lot of investors still don't truly see how deep and wide this crisis is. They think short-term dips are "buying opportunities" and call this structural decline just a "technical pullback." But they're missing the point: we're in one of the historical cycle's most chaotic and dangerous times. Don't forget, we're living through the Fourth Turning, a period of big social reset that only happens every 80 to 90 years. American historians Neil Howe and William Strauss described this clearly: when the old system stops working, social conflicts get intense, extreme politics rise, and global tensions heat up, society enters a deep period of disruption until a new order is rebuilt.

History doesn't repeat itself, but it often looks surprisingly similar. Looking back at U.S. history, the first three "Fourth Turnings" happened during the War of Independence in 1775, the Industrial Revolution around 1860 and the global war in 1939. Each came with huge costs and a complete system reset. Now, we're heading toward another turning point just like those. American society is more divided than ever. The wealth gap has hit a record high. Class conflict and racial tension are getting worse. Congress, the courts and even the education system are losing public trust and authority. Around the world, the old international order is falling apart. Geopolitical conflicts are spreading. The U.S.-China rivalry is heating up. The dollar's credibility is being questioned. Europe is stuck in inflation and an energy crisis. Developing countries are drowning in debt. These aren't isolated problems; they're all part of a chain reaction caused by the systemic imbalance of this Fourth Turning.

Donald Trump's comeback is a natural result of this historical cycle. He's not the cause of the problem but a product of the times. During a Fourth Turning, people tend to vote for leaders who are more extreme, tougher and anti-establishment, hoping those bold moves can fix deep problems. That's why we're seeing protectionism rise again, governments expanding their control and decentralized forces like crypto and AI gaining fast support from global capital. All of this points to one thing: the old rules don't work anymore, and a new order is forming.

To handle this huge shift, the U.S. government is trying to bring back tariffs to save the economy from collapse. But tariffs are just a surface-level fix. At the core, they're a last-ditch response to a much deeper system risk. Tariffs won't fix structural inflation, the debt mess or the hollowing out of the real economy. In fact, they might make things worse, driving global money into safer assets, tightening liquidity and shrinking global trade and growth even more.

Right now, the U.S. debt system is on the edge of losing control. Public debt has passed $36.8 trillion. Corporate debt is at a record $13.7 trillion. Household debt is close to $18 trillion. But behind these numbers, there's no real productive growth, just endless borrowing and a stagnant economy. With the Fed keeping interest rates high, both businesses and families are running out of cash. Debt payments are getting harder fast. What's more dangerous is that if companies start defaulting and the real estate credit chain breaks at the same time, it could shake the financial system even harder than in 2008. Bloomberg has already warned that U.S. banks don't have the resources to handle a wave of defaults like this. The debt market is stacking up a collapse that may soon be unstoppable, and the breaking point might be closer.

In this kind of pressure, the choices we make and how we see the world will decide whether we build wealth or lose it all. At this turning point, one idea, one decision, can be the difference between rising up or falling hard. Those following the wave of tech and policy changes could step into a golden age of wealth revaluation. But those who stick to old models and resist upgrading their thinking might miss out on a whole generation's worth of financial opportunity.

Looking back at history, every major leap in civilization has come from a mix of a tech revolution and a reshaping of the financial system. When these two trends cross, they rewrite the entire structure of asset value. And right now, we're in one of those rare windows, something that only happens once every 80 years. Everything is shifting fast from how society runs to how capital is built. The most powerful force driving all of this is a new technological explosion sparked by AI.

When it comes to the tech side, it's crucial to understand that AI isn't some distant sci-fi concept. It's already deeply embedded in modern life. From fundamental healthcare to smart factories, from financial risk control to personalized shopping, AI is rapidly replacing traditional human labour in every sector, and its power is growing exponentially. By 2028, the AI market is projected to surpass $5 trillion. In the past year alone, it grew by over 60%. This kind of tech shift is not a distant possibility; it's a reality that will completely transform how we organize society, run industries, and create wealth.

But this shift isn't just full of chances; it also brings huge challenges, especially when it comes to managing and storing all that data. AI runs on big data. It's a feedback system that needs insane amounts of information, and that demand is growing like crazy. Old-school centralized data centres just can't keep up anymore, especially when it comes to speed, disaster recovery and security. By 2030, the world's data centre energy use is expected to grow by more than 160%. That's not just a resource problem. It shows that the current physical setup just doesn't work anymore.

That's where decentralized storage steps in. Backed by blockchain, decentralized storage systems provide AI with a revolutionary foundation. They dismantle data silos, enhance data access speed, and, thanks to encryption and consensus on-chain, ensure the data's integrity. It's not just about "better security". It's about redefining trust and the value of data itself.

However, for decentralized storage to truly support AI in the long run, it must overcome three significant tech challenges. The first is scalability. As data continues to explode, the system must expand in real-time and adapt to the load, or it won't be able to handle AI's growth. Second, access speed. In areas like smart driving, medical diagnostics and live financial trading, every millisecond counts, and most current systems weren't built for that kind of high-speed, low-latency needs. Third, and most important, security. AI training heavily depends on clean, high-quality data. Even small data pollution can cause major bias or even serious ethical risks.

At its core, AI is pushing human civilization into a brand-new tech cycle. Decentralized storage is going to be the key foundation that decides whether this revolution can really happen. Whoever controls the data rights, storage systems, and flow of info in the AI world controls the traffic, attention and value of the future. This isn't just about better tech; it's about who gets to lead the conversation. That's precisely what MRC is building with its on-chain ecosystem. It's not just a traditional app platform. It's a global AI infrastructure based on blockchain. Its real value lies in giving AI a long-term, robust data backbone and laying down the groundwork for the next big economic wave.

In the same way, decentralized technology is redefining the underlying structure of financial infrastructure. Traditional finance has two layers: the macro level, built on laws, regulations and payment systems and the micro level, which runs on trading, clearing, settlement and custody systems. In the past, both were tightly tied to centralized account systems and sovereign currencies. But now everything is going through a major shift. Blockchain-based distributed ledger technology isn’t just making old systems more efficient. It’s changing the way we think about transactions, accounts and value itself.

It’s not just a tech upgrade. Blockchain is reshaping how finance works at a fundamental level. In traditional finance, everything, trading and settlement, runs through bank accounts and fiat money. In the new financial system built on blockchain, wallets handle transactions, and smart contracts handle settlements. Accounts are replaced by crypto addresses, and the unit of value shifts from fiat to stablecoins or native crypto assets. This means that anyone with internet access and a digital wallet can skip traditional banks and join global value exchange and asset issuance directly. This borderless, peer-to-peer, programmable financial network is pushing us toward a globally connected, decentralized financial market.

On top of that, a whole new token system is forming. Stablecoins like USDT and USDC are used for payments. BTC acts as a reserve asset. ETH and similar tokens are platform-based and functional. Security tokens, like RWA (real-world assets on-chain) and tokenized money market funds, help move traditional assets onto the blockchain. Why does this matter? Because it’s not just about new tools. It’s a total rewrite of how wealth is distributed in the digital economy. In the future, as AI gains the power to create value on its own, a new system of value-sharing, UBI (Universal Basic Income) powered by blockchain, may become a key part of social welfare and wealth redistribution.

That’s why America’s most forward-thinking entrepreneurs are placing significant bets on both AI and Crypto. Sam Altman is forging ahead with general AI while constructing a blockchain-based identity and global distribution network through Worldcoin. His mission is to address the challenge of fairly distributing the wealth that AGI will generate. Elon Musk is pursuing a similar path; he’s deeply involved in AI and robotics and is simultaneously advocating for new forms of crypto payments. For these visionaries, AI and blockchain represent the two pillars of the future economy; one creates value, and the other transfers and distributes it.

That’s where the MRC project comes in. It’s putting these ideas into practice. MRC anchors value in robotic service actions and uses a PoRS mechanism to record that value on-chain, building a bridge between physical actions and digital assets. It’s also building the decentralized data infrastructure that AI needs. As AI keeps growing at an exponential pace, its hunger for data is exploding, and MRC’s distributed network has been built to handle the demand for fast, secure, and verifiable data. MRC isn’t just about one use case. It’s about rebuilding the foundation of the digital economy. It’s not just filling gaps; it’s replacing old systems. And it’s not just a tech breakthrough. It’s a big leap in how we structure production and distribute capital.

In traditional business structures, companies rely on middlemen, governance depends on centralized authority, and information disclosure relies on trust. However, in the Web3 world that MRC supports, governance has already shifted from centralized control to on-chain autonomy. All data and commands are uploaded and shared in a way that is traceable and can’t be tampered with. Every asset trade, data call or value distribution no longer depends on a trust-based system. Everything can be verified and executed automatically on a public ledger. This way of managing things is much better than the traditional model in terms of speed, security and global coordination. It also opens up new ways for AI to manage resources and distribute value.

That’s why a project like MRC, which has both infrastructure-building ability and real-world use cases, is no longer just “another crypto.” It’s a key part of the future shift in digital infrastructure. From real-time data access that AI models need to local data validation for edge computing and even to global systems that demand both speed and safety, MRC offers a full-value support system that connects the digital world with the physical world. Over the next 10 years, it’s likely to become a core part of the AI network. Its network structure and token system could end up playing an even bigger role than today’s cloud computing platforms.

By connecting deeply with the AI ecosystem, MRC has not only built a data hub for the digital world but also a value distribution engine for the smart economy. With decentralized data storage, high-speed transmission and economic incentive tools, it will support a wide range of AI use cases, from self-driving and smart healthcare to edge IoT and Web3 social apps. In this system, data isn’t just stored and accessed safely. It becomes a core productive asset that helps AI generate profit. The MRC token will serve three major roles: powering data flow, measuring value and rewarding services. It will be the most essential value carrier across the whole ecosystem.

This kind of structural advantage has already attracted early moves from major investors. According to insiders, MRC has backing from top blockchain funds and AI tech companies, and even a major AI foundation in Silicon Valley is now in talks for a deep partnership. This shows that MRC’s future isn’t just about the token price; it’s about the massive industrial value and real use cases it connects. Once the network forms a full closed loop, the token price won’t rely on hype anymore but will be based on real use, real payments and a stable structure of real-world incentives.

Based on current market estimates, the initial subscription price of MRC will be around $20. Once it officially launches on major exchanges, its price is expected to break past $1,000 before the end of the year, meaning a potential 50x increase. A jump this big is extremely rare in today's market cycle, where the "AI + blockchain" narrative is booming, and both policy and tech breakthroughs are happening at the same time. What matters even more is that MRC sits in a key sector with real-world demand, clear regulatory room and a realistic path to future ecosystem growth. It shows a development track similar to historic projects like ETH and SOL. Whether you're looking at it as a short-term trading play or a long-term ecosystem opportunity, MRC stands out as one of the most promising and solid high-potential assets in the market right now.

Right now, a lot of investors in the industry have received inside information that MRC will officially launch a public subscription next Wednesday. The time window is extremely short, and competition will be fierce. From a mechanics standpoint, this round of subscription is basically confirmed to be a one-time low-price issue, and it's the only chance for ordinary investors to get in on the original tokens. Once the project launches in the secondary market, not only will the price quickly rise, but the trading threshold will also increase, meaning the cost advantage of the subscription phase will disappear in an instant. That's why I've decided to pool all available liquidity to participate in the subscription, and I recommend that all team members go all-in and seize this rare "early Bitcoin-like opportunity."

Some students might wonder: Since this opportunity is so certain, can small investors easily replicate the wealth myth? Logically speaking, yes, if you participate in the subscription and get in, even small investments could see returns several times over or even tens of times. However, the issue is that if the goal is to make a life-changing leap in wealth, a "small investment doubling" is just not enough. Let's make a simple comparison: If the principal is $5,000, even if the price eventually increases 100 times, it only goes from $5,000 to $500,000, which is still far from breaking through the threshold of financial freedom.

The key factor that determines whether one can achieve the “ultimate wealth leap” is the size of the initial subscription. This is not merely asset growth; it represents a fundamental shift at the capital level. Within the actual new token subscription mechanism, the amount invested also dictates the proportion of tokens one is allocated. For instance, if a small investor contributes $5,000, they might receive only a 5% allocation—meaning the actual token value they hold is $250. With a 100-fold increase, that would yield $25,000. However, if the investment is $500,000 and the allocation rises to 20%, the token value becomes $100,000. Under the same 100-fold gain, the return would be $10 million—a 400-fold difference compared to the smaller investment. This represents not merely a linear difference in investment size but a structural multiplier advantage embedded in the new token mechanism.

This geometric wealth gap is the natural divide that has always existed between institutions and retail investors. What's rare, though, is that this time, MRC's subscription mechanism gives ordinary investors the chance to compete on the same level as institutional funds. In a market where most new projects still favour early capital and giant players for targeted allocation, MRC has chosen to issue tokens through an open subscription model, which is a rare "opportunity delegation." The key isn't whether you see the direction of this wealth transfer but whether you can make a real decision right now, pool resources, act decisively and convert the power of choice in your hands into wealth before this structural opportunity truly materializes.

So right now, I strongly suggest everyone coordinate all available liquid funds and focus on this rare early-stage investment opportunity with a clear window, clear expectations and a clear growth path. Don’t let short-term market noise or emotional distractions shake you. And don’t fall back into the old habit of being too scared to miss out and end up losing your edge. The kind of opportunity that truly changes your future doesn’t show up in calm markets with conservative plays. It shows up in moments like this when tech and policy line up and structural rewards are about to explode. MRC is not just another new token. Behind it is a real revolution, a fusion of AI and on-chain economy and a brand new data and asset protocol that global capital is starting to focus on. Whether or not you can secure enough token allocation before it hits public awareness will directly impact your future control over profits and your position in the next cycle.

That’s it for tonight’s session. In this deep dive, I broke things down from both a tech and financial angle, explaining how AI is transforming industries and how blockchain is creating a brand-new value system. I especially highlighted why MRC matters so much; it sits right at the intersection of AI and a decentralized economy. It’s not just a hot new project. It’s a rare chance for everyday investors to break past knowledge limits and reshape their financial future.

This round of new token subscription goes way beyond a simple trading chance. It’s real-world proof of a shift in thinking. It’s a strategic moment in the reshaping of the capital order. Whether or not you join this round depends not just on your vision. It’s about whether you can actually turn that vision into real action. If you already see the trend, don’t hesitate. Move now. Get your allocation process started, arrange your funds, and put your strategy in place. The earlier you join, the more upside you lock in.

For everything related to allocation strategy, account setup and detailed guidance, please reach out to your assistant ASAP. We’ll support every prepared member to complete this key operation, making sure no one misses out, lags behind or gets left out. Grabbing this MRC opportunity isn’t just about one project, it’s your way into the massive wave where AI and the digital economy are merging fast.

Let’s use this turning point, where deep tech and crypto capital are blending, to grab the best early advantage and go after the next 100x opportunity. The chance to truly change your future never waits for anyone. And right now, we’re standing in the most explosive, high-potential moment of this era. This is the best time to take action. Don’t wait.