• March 30, 2025

Project Ascension: Riding the Wave of Global Asset Digitization and Strategic Wealth Transformation

Hello to all future investors of Diamond Ridge Financial Academy


I’m Charles Hanover. It’s a pleasure to connect with you again in this time of great change and challenge. In today’s uncertain global markets, it’s no longer enough to simply follow the rhythm — we must learn how to find certainty in the midst of volatility and build stable, repeatable paths to profit.

Over the past month, global markets have been deeply affected by ongoing battles over tariffs and monetary policy. But thanks to our forward-looking decisions and effective strategy execution under the Partner Investment Plan, our team successfully avoided systemic risk and identified key moments ahead of time, securing steady returns.


Tonight’s session will review last week’s market performance, explore the capital logic behind macroeconomic policies and data and help you discover how to position for long-term growth in a world where digital assets are rising fast.


This week, the UK stock market showed a pattern of rising and falling. The FTSE 100 closed the week with a slight gain of 0.14%, but overall market structure showed signs of weakness. Early-week gains were driven by banking and mining stocks, but falling manufacturing PMI figures, along with weaker-than-expected PMI data across Europe, raised more concerns over economic fundamentals. Retail sales continued to struggle, and CBI data revealed that consumer confidence hit an eight-month low, showing that domestic demand remains under pressure.


In terms of sectors, defensive and retail stocks were under pressure. Shares like JD Sports fell after warnings from peers, showing that risk appetite among investors remains low. In addition, Donald Trump announced a 25% tariff on global cars and auto parts, adding uncertainty to the trade outlook and putting pressure on export sectors.


At home, the Institute for Fiscal Studies warned that further tax hikes could come in the autumn with limited room for public spending. Along with rising energy prices and weak consumer spending, the overall macro environment remains under strain. Given this mix of unclear policy direction and slowing growth, the UK market remains stuck in a weak, bearish phase with limited room for a strong short-term rebound.


Over in the US, the stock market showed typical high-level volatility followed by losses. All three major indices ended the week in the red, with the Nasdaq falling by 2.39%. Although Donald Trump initially hinted at flexibility on tariffs, which briefly lifted market sentiment, his decision to go ahead with auto tariffs and send stronger signals to the EU and Canada brought renewed fears of a trade war, wiping out earlier gains.


Meanwhile, US core PCE inflation rose for the third month in a row to 2.8%, beating expectations while both personal spending and consumer confidence weakened. The University of Michigan Sentiment Index recorded its biggest drop in two years. These data points have increased concerns about the possibility of stagflation — high inflation with low growth.


On the policy side, “uncertainty” became the key theme. Former St. Louis Fed President James Bullard warned that rate hike risks are rising again and cautioned that markets may be too optimistic about the chances of rate cuts. This is supported by the shift in Fed funds futures, which show that expectations for cuts later this year have cooled.


At the same time, expanding tariffs have put pressure on tech, consumer and auto sectors. The S&P, Dow and Nasdaq all posted multiple gap-down days. The VIX volatility index jumped sharply, showing a rise in market fear. All in all, both the UK and US stock markets appear to be entering a period of contraction during this phase of economic transition, and short-term downside risks remain high.


In fact, the recent pullback in traditional markets is not a one-off event or a rare shock but rather part of a structural shift caused by rapid technological change. Some companies that embrace AI and digital transformation may still perform well or even rebound against the trend. But overall, traditional industries are facing real challenges — growth limits, rising costs and shrinking liquidity.


Instead of trying to catch rebounds in a falling market, it’s wiser to focus on long-term trends and invest in sectors that offer strong growth potential. In times of uncertainty, the best approach is to choose high-certainty, forward-looking assets. That’s what rational investing truly means.

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It’s worth noting that the crypto market has not been entirely immune in recent times. Owing to the spillover effects of weakness in traditional financial markets, short-term sentiment in crypto has been impacted, with some speculative capital temporarily exiting the market. This has created selling pressure on major assets such as Bitcoin.


However, unlike traditional assets, the medium- to long-term trend of the crypto market remains intact. In fact, we continue to observe steady growth in overall market capitalisation, alongside improvements in infrastructure and capital inflows. This clearly indicates that digital assets are gradually gaining strategic recognition from global capital.


One key factor driving this market cap expansion is the increasing involvement of governments and financial institutions in stablecoin ecosystems. Acting as a bridge between fiat currencies and crypto assets, stablecoins are reshaping global payment and settlement systems. Their widespread adoption is not only enhancing liquidity and efficiency in the crypto space, but also accelerating the digitalisation of global assets.


Simultaneously, the tokenisation of traditional assets such as bonds is progressing in developed countries like the United States and Switzerland. A clear example came from this week’s crypto roundtable held by the US SEC, which sent a strong signal: traditional financial assets will be integrated into on-chain trading systems.


Take DigiFT as an example. This week, the platform announced the launch of the world’s first AI-themed tokenised index fund – the DigiFT Hash Global AI Fund. The fund includes leading AI-related stocks such as NVIDIA, Microsoft, Tesla, Google, and Apple, offering institutional investors a more flexible and efficient way to gain exposure through tokenisation.


Furthermore, the fund itself is tokenised, and DigiFT also plans to tokenise the underlying stocks, enabling end-to-end on-chain management of the entire asset structure – effectively creating a true “on-chain fund”.


Henry Zhang, CEO of DigiFT, noted that tokenising both shares and funds via blockchain technology can provide institutions with unprecedented transparency and liquidity. This model is more than a shift in asset management – it could trigger a structural migration of global capital. Investors can also subscribe to the fund using stablecoins such as USDC, without relying on traditional banking systems for settlement. This high-efficiency, cross-system design further supports the case for widespread asset digitalisation.


In addition, DigiFT plans to launch an index fund based on core Web3 assets, covering the top 10 crypto assets including Bitcoin, Ethereum, and Solana – offering a more diversified and stable on-chain portfolio. At the same time, major traditional financial firms such as BlackRock, Fidelity, and Franklin Templeton are also expanding into tokenised products.


BlackRock’s BUIDL Fund, launched in partnership with Securitize, has reached a market value of $1.6 billion. Fidelity has formally filed a registration with the SEC for its Fidelity Treasury Digital Fund (FYHXX), aiming to bring its US money market fund onto a blockchain platform.


From a broader perspective, these developments clearly show that the global financial system is rapidly moving on-chain, and digital assets are quickly evolving from “alternative investments” into a new type of foundational asset. At the heart of this transformation lies the deep integration of artificial intelligence and blockchain technology.


As AI adoption grows at an explosive pace, the demand for underlying systems – whether for data processing, real-time computing, or cybersecurity – is rising exponentially. At the same time, the advancement of decentralised storage, smart contracts, and blockchain consensus mechanisms is providing AI with a trusted, efficient, and scalable technical foundation.

This synergy between AI and blockchain is not a temporary match of convenience – it is the natural outcome of the fourth industrial revolution.


We now stand at the intersection of a major technological cycle and a global reshaping of asset structures. AI, as the driving force of a new wave of productivity, is transforming global industries, while crypto assets are becoming the financial engine connecting the digital world with the real economy. From incentive models and identity verification to cross-border payments and data ownership, crypto assets are forming the “underlying protocol” of the future global economy. They are not only a financial reflection of technological progress, but also the starting point of a new capital logic.


Looking back through the history of technological development, every leap in productivity has been accompanied by a new financial system. The steam engine gave rise to joint-stock companies, the electricity revolution led to the emergence of modern banking, and now the rapid progress of AI is driving blockchain, digital assets, and big data into large-scale adoption. This marks a profound transformation of human society – a shift we may call the beginning of an intelligent civilisation.


Every investment opportunity we focus on today is, in essence, a way of positioning ourselves in advance – allocating resources ahead of time based on where the future is heading.


So why is AI becoming the inevitable path forward? The key reason is that it is evolving from a technical tool into a form of essential infrastructure. It is no longer merely enhancing efficiency within specific industries – it is beginning to integrate into every core area of society, from healthcare, education, and transport to urban planning and financial decision-making.


In the future, doctors may operate as AI-powered decision support systems; teachers may become algorithmic engines delivering tailored content; public transport could be fully automated; and business operations, city governance, and even everyday habits will be optimised under AI systems.This is not just a boost in efficiency – it is a deep evolution of how our society functions and how we live.


Imagine what life might be like in the future. Perhaps when you walk into a hospital, you won’t have to queue to see a doctor. Instead, after scanning your biometric ID, the system will automatically retrieve your full holographic health record, using AI models to deliver an accurate diagnosis and a personalised treatment plan. Your daily commute will be managed by an autonomous driving system that calculates the shortest route, with electric vehicles coordinating with traffic lights to save energy. At home, your AI assistant will have already prepared a breakfast with optimal nutritional balance and will remind you about your health and finances, based on your schedule for the day. All of this is no longer just a fantasy – it’s already being tested in cities across the world.


The foundation behind all this technology is the digital economy. As AI continues to develop at a rapid pace, we must build an entirely new value system that enables these smart systems to work together efficiently and interact with trust. That’s exactly where digital assets come in. At its core, the digital economy revolves around the production, transfer, pricing, and ownership of data. In this process, blockchain technology – with its immutability, decentralisation, and smart contract execution – introduces an unprecedented level of transparency and security to value transfer. Crypto assets are no longer merely “investment products”; they’ve become the financial bloodstream of the new economy – a fundamental resource powering its operation.


Take Solana, for example. Many people still see it as just a cryptocurrency for trading. In reality, every SOL token is far more than just a financial instrument – it plays a vital role in high-speed computing, node maintenance, and data storage across the entire blockchain ecosystem. In other words, it holds both monetary and technological value. Owning a SOL token is like owning a “chip” in the construction of a next-generation, high-performance internet operating system. It serves as a payment medium, a gas fee settlement unit, and a key component of new finance, new computing, and new storage networks.


This concept – that “value is computation, and computation is capital” – has already moved far beyond the traditional understanding of money. Just like the rise of tokenised stocks and tokenised real estate, we are entering an era where all real-world assets will be digitally represented on the blockchain.


Imagine a prime office building in central London being tokenised using blockchain technology. Each token would not only represent the property’s real-world asset value – it would also be instantly tradable on the global financial network, easily divisible into smaller units, and managed via smart contracts. The composability, programmability, and verifiability of these assets completely redefines the traditional fiat-based credit model, significantly improving the efficiency and stability of the financial system. Most importantly, because these assets are backed by real-world value, they naturally resist inflation and offer protection against the systemic financial risks caused by excessive fiat currency issuance.


The logic behind this transformation has already been unfolding in U.S. policy shifts. From stablecoin legislation and RWA on-chain trials to major asset managers launching tokenised funds, traditional finance is actively moving on-chain. Global capital is shifting from an invisible regulatory vacuum to a programmable financial system. For investors, the key to capturing the wealth opportunities in this structural shift is to break away from old views on crypto and take a strategic approach to digital assets. It's not just about price swings of certain projects; it’s the value transfer tool of the new capital era and a gateway to the next economic cycle.


That’s why the digitalisation of global assets is not just an investment trend but a game-changer. It’s a natural step in the Fourth Industrial Revolution, marking the transition from industrial to intelligent civilisation. Years ago, the U.S., China and other countries cracked down on crypto to protect financial sovereignty and regulatory control. But today, nearly every nation is embracing and adapting to it, proving this technological shift is now irreversible. The journey from rejection to institutional adoption is a pattern seen in every disruptive tech wave.


Right now, the U.S. government is pushing asset tokenisation at full speed, through legislation, fiscal policies, White House meetings, SEC roundtables, local government trials, and Wall Street backing. Other governments and financial giants are following—whether by developing sovereign stablecoins or investing in new digital asset ecosystems. The message is clear: this revolution, powered by policy, technology, and capital, has fully taken off.


Even more, we can see that BTC’s recent technical pullback is no surprise. On the surface, it’s linked to recession fears, but at a deeper level, major players are strategically pushing prices down amid rising macro uncertainty to accumulate at lower levels. This controlled slowdown doesn’t signal market decline; it’s setting the stage for the next surge. That’s why we always stress: short-term dips are often the best long-term entry points. Once you understand the structure behind asset digitalisation, you’ll see that short-term fluctuations are just noise, while real wealth comes from being on the right side of the trend.


At the same time, we need to recognize that the U.S. government's push for asset tokenization isn't just benefiting traditional cryptocurrencies; it's favouring new token projects even more. This policy shift has caused some capital to temporarily flow out of major coins and into new projects backed by government incentives. For example, top institutions like BlackRock, Fidelity and Grayscale are steadily moving capital into the new token subscription market, while tech giants like Tesla and Microsoft are actively getting involved in early-stage digital asset investments. One of the most notable cases in the past two weeks is the SCI token, which tapped into AI and smart city integration at exactly the right time, riding both policy and tech tailwinds. As a result, its price at one point surged over 12x. This trend signals that the new token market is entering a high-intensity breakout phase, fueled by policy support and growing market consensus. We must act decisively to secure our position.


So, given the current landscape, we will go with the trend and fully focus on the digital asset sector. Especially with the U.S. actively pushing policies and accelerating asset tokenization, our next-phase investment strategy will be clearly centred on the New Token Strategy. This is not just a shift in capital allocation; it’s an upgrade in perception and positioning. Through primary market subscriptions and early-stage accumulation, we will maximize project growth dividends and liquidity premiums, achieving rapid profit expansion.


To help more like-minded investors seize this historic opportunity, we’re officially launching the Project Ascension initiative in April. This isn’t just a collective wealth-building effort. It’s a long-term strategic collaboration. Backed by the Diamond Ridge Financial Academy, we’re establishing a Millionaire Incubation Hub and forming a global elite investment club. This will create a full-scale ecosystem covering project selection, capital allocation, policy insights and information sharing.


Joining this club means gaining first-hand access to top-tier investment intelligence and securing exclusive benefits like city-level quant trading partnerships and revenue-sharing from quant systems. We’ll also host private research meetings, global site visits, and AI tech project showcases, ensuring every member grows in both capital and strategic knowledge while upgrading their asset structure for the next generation.


To make Project Ascension truly an accessible and high-impact platform where everyone can participate and grow, we’re executing at maximum intensity with strong support systems, fully aligning with this explosive wave of digital assets. From capital to technology, from policy to projects, we’re building a low-barrier, scalable investment path that helps every student transition from an individual investor to a strategic partner. This isn’t just a financial breakthrough; it’s a shift in mindset. And every decision you make now will determine whether you stand at the peak of the next decade’s wave.


That’s it for tonight’s session. During our discussion, I gave an in-depth breakdown of the current global economic and political shifts, especially the historic signals released by the U.S. government’s aggressive push for global asset digitization. We also explored how to gain a first-mover advantage by leveraging the new token investment strategy in this era of policy and tech convergence. Most importantly, with the new tariff policies taking effect in early April and the ongoing crypto roundtable meetings, the market is expected to enter a breakout window for concentrated capital inflows. This makes Project Ascension the perfect opportunity to seize this wealth surge.


Take HGS, for example, a soon-to-launch subscription project integrating AI, whole-genome sequencing and blockchain to create the world’s first decentralized precision medicine ecosystem based on sovereign data. With both policy tailwinds and tech breakthroughs driving it forward, HGS is set to become the next major capital magnet. Once the subscription window opens, it could deliver a massive upside beyond expectations. Our team will act immediately to lead all participants through the subscription process, securing the first-mover advantage in this wave of policy-tech synergy.


Now, the trend is clear, and the direction is set. Let’s ride the momentum and capture the most explosive opportunities in digital assets, using a spot + contract dual-strategy approach to multiply our portfolios in every policy-driven window and achieve structural wealth breakthroughs with every new token subscription. Project Ascension isn’t just a plan; it’s a transformation. It’s a once-in-a-generation opportunity for every investor to level up strategically.

May we move forward together at the start of this next cycle, ride the wave, seize the trend, and connect with the future.